Commented on brajesh81010's review
Dec 07, 2015 10:19 AM
neither the premium is the lowest, nor is the claim settlement ratio high.
Reviewed Meru Cabs
Jan 02, 2015 04:22 PM
10382 Views
I have always had problems with merucabs. I only try it if no other option is available. On 28th-dec I booked a trip. I got the driver details on time. But cab did not show up on time. I called the driver and he said "he is nearby and will reach soon". He did not turn up. I called and the driver...Read more
Reviewed Meru Cabs
Apr 27, 2013 04:49 PM
1033 Views
After confirming the booking, the driver calls at the last minute saying he cannot drop till the destination (Bangalore railway station). He can only drop outside the railway station.  What good is it?
I almost missed train trying to arrange another cab.
...Read more
Commented on riteshgaidhane's review
Aug 26, 2012 08:58 AM
i think you can try sending a written complaint to Aegon first and then to IRDA, if you don't get a resolution.
Commented on hotshot_52's review
Jun 27, 2012 02:36 PM
(Updated Jun 27, 2012 02:36 PM)
Hotshot_52,
which product did you purchase? we need to be aware of insurance companies peddling inferior products. So thanks for this review.
When you say ’’I am at loss’’, did you subtract life cover premium, allocation charges and other fees? This looks like a ULIP product and when you inves...t Rs100 in this, nearly Rs60 may go in various fees in the first year. So you can only compare the investment performance on the balance Rs40.Read More
Commented on krishnakumarphy's review
Jun 15, 2012 11:01 PM
sorry to hear your trouble. Did the agent alter the application form you filled? Did you get 15 day look in period? I think you have a genuine case for redressal with IRDA if you can submit the case with documentary evidence.
Commented on agrawalask's review
Jun 05, 2012 10:21 AM
good review! in case you are curious about the name ''ChaCha'', it is a Latin dance form... they also have an HTC Salsa and as you know Salsa is another dance form.
Commented on yshyamk1's review
Mar 16, 2012 08:08 PM
oh yes... i too got an email (not a letter... just an email) saying my iTerm insurance contract has been changed. I cannot understand how a signed contract can be changed by one party without seeking consent from the other party. How is IRDA allowing this?
Commented on braojntu's review
Mar 14, 2011 05:40 PM
my BIL took iTerm product and he was lucky to receive good customer support. Probably because based on his age and habits, they said no medical tests are necessary.
What is really scary about Aegon Religare is the level of claim rejection. If you see IRDA data, this company seems to reject a maj...ority of the claims.
No other insurance company has such high rejection ration. This is very scary.
@braojntu
revision of premium based on medical test results is quite normal. This is part of
the underwriting process. In an ideal world, companies should accept medical test results from any good center. But given the fraud and corruption prevalent in our society, i won't blame the insurance companies for not accepting reports from outside their trusted network. If the underwriter accepts this and some fraud is discovered later, he may lose his job.
Having said that, they should have returned premium earlier. In the western countries, the customer service is very high and they don't encash your premium cheque (or charge the credit card even though they collect the card number) until the day coverage starts and insurance is confirmed. There is not even any need for refunds. I hope one day Indian companies also reach the service standards of western companies.
Read More
Reviewed Inspirations - Indira Nagar - Bangalore
Feb 16, 2011 11:49 PM
6872 Views
I had the misfortune of falling for their loud advertisements and took an appointment at the Jayanagar outlet of Inspirations. I had little inkling of what fate awaited me. I am used to having to wait inspite of prior appointments. But the staff here is late and they had to accommodate some impo...Read more
Commented on swarnima09's review
Feb 16, 2011 04:27 PM
Inspirations doesn't honour any snapdeal voucher. The moment they hear snapdeal voucher, their tone changes immediately and they run of any free slots for appointment. Or start suggesting other branches. I think the deal between snapdeal and Inspirations fell through. I overhead some conversations a...t Inspirations Koramangala. The lady at that outlet seemed to be saying that they are not receiving any payments from the dealer. So if that's true, that would explain why they don't want any customers through snapdeal.Read More
Commented on rahulstarbhatia's review
Feb 16, 2011 04:23 PM
rahul ji,
don't trust this senorita_16.
He/She has a vested interest promoting snapdeal and is going around vandalizing any negative reviews of snapdeal.
Buyers beware!
Commented on own review
Feb 16, 2011 01:06 PM
@senorita_16
then how come they had slots for appointment until the moment i said i had a voucher.
Commented on ris1294's review
Feb 15, 2011 07:22 PM
very poor (non-existant) service.
merchants don’t respect snapdeal voucher. SO WASTE OF MONEY.
Commented on ayushagarwal26's review
Feb 15, 2011 07:20 PM
very poor (non-existant) service.
merchants don't respect snapdeal voucher.
Commented on rahulstarbhatia's review
Feb 15, 2011 07:17 PM
I had a bad experience. Inspirations branches don't respect snapdeal voucher. The moment they hear snapdeal, they say go to other branch or that they dont have free slot to give appointment.
so good luck.
Commented on own review
Feb 15, 2011 07:11 PM
Just to add that the delhi phone number they listed for support was useless for me.
I called and waited for 10 minutes.. It kept saying ''our next available agent will help you''. After waiting for 10 minutes, i gave up.
This was on a weekday 6 PM. They claim to have phone support till 11 PM.
T...he chat support on their website didn't work either.Read More
Reviewed Snapdeal
Feb 15, 2011 07:08 PM
6669 Views
The idea behind Snapdeal.com is good. But customer service is so poor in India. Snapdeal and the merchants they make deals with, are no exceptions.
I have bought two vouchers so far and regretted it on both the occasions. The first one was with a dance school where I had signed up for a 5 cla...Read more
Commented on Souravshah's review
Jan 03, 2011 07:36 PM
Sir,
can someone who smokes 4 cigarettes a day buy iTerm policy?
Please see this:
http://www.irdaindia.org/annualreport09/annual_rep_eng_09.pdf
The relevant report is page #151.
Aegon Religare's Claims repudiation ratio is above 70% !!!
This is rather extreme. No other insurance company ha...s it so high.
LIC's figure is 1.33%
No other private players' number is so high.
How would you explain this?Read More
Commented on kiranthakur's review
Jan 03, 2011 07:34 PM
wonder how good Aegon's claim settlement process would be. Last time i checked IRDA's annual report, Aegon Religare has the lowest claim settlement % among the Indian insurance companies.
The process of buying the insurance policy should be smooth. But that is just one aspect of insurance. The rea...l face of the company is revealed when there is a claim made.Read More
