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Kotak Life Insurance Reviews

Very slow and poor portal
13 days ago Read
Payments aren't accepted everywhere. portal was built by some team of amateur developers goes logged out by itself repeatedly. So many bugs on the portal and very slow. ...Read More

A huge Scam, Con, Fraud or whatever !!
Dec 15, 2020 12:57 PM Read
Kotak life insurance is a big scam! They are unscrupulous and will con you out of our hard earned money. We took out a 10 year policy with them, in total, we paid them about 60000Rs but on maturity they paid us back only 41000 Rs .I should consider fortunate that I got at least some of my mon...Read More

Horrible customer service
Nov 07, 2020 07:05 AM Read
The person who called up to check the details of the policy made was so rude over the phone. Kept on interrupting while we provided the information. When we requested adding Dr. to the name as appropriate the woman actually yelled at us and said we should think about getting a policy elsewhere. ...Read More


Kotak Life Insurance
Insurance is good. Agents are not!
Mar 14, 2010 10:28 PM Read
My advice to all in this case will be never to buy any insurance policy from agents who are doing insurance just for time pass or side business. Always buy insurance from an agent, who is very long into this business & has this as the major source of earning. Because that agent will not cheat yo...Read More

Bad Services of Fraud Kotak Insurance & FHPL
Jan 22, 2019 02:46 PM Read
Hi, friends today I am going to share my experience about the Kotak insurance. My plan was 1.5 Lakhs but when submitted for claim of 1.2 Lakhs where we paid in hospital and submitted all the relevant documents of hospitalized bills for reimbursement, I have received only 45K, when spoke to agent...Read More

Oct 30, 2018 11:53 PM Read (via Android App)
Taken a ULIP policy of 53500/ KotAk invest Maxima ( as charges were very less) in my wife's name 3 days back.I Am surprised to see the service of Kotak Life Insurance the guy came to my house collected the docs from my wife at 5pm and after 3hours by 8pm my policy was issued. Extremely happy...Read More

Kotak life is big fraud do not buy any policy from
Apr 18, 2018 01:32 PM Read (via Mobile)
I am tired of writing to Kotak life's customer service for refunding my 3 months advance premium which I paid in advance, while during the 3 months period of applying date, kotak life not giving any policy updates nor giving refund, I have never seen company like kotak in my entire life, so I ap...Read More

Bad experience about Kotak Life Insurance
Mar 25, 2018 01:03 PM Read (via Android App)
Hello, I have a painful experience in Kotak Life insurance. Once I started to given the premium of my owned insurance for health purpose, the maturity benefit are so less above my expectations. At the time of taking these policy they given me high benefit assurance but once I calculate the su...Read More

Kotak Life Insurance
Mar 23, 2018 01:21 PM Read
Hi, friends today I am going to share my experience about the Kotak life insurance. 3 years before I had purchased an life insurance from kotak.At the beginning they treat us like their family member while offering the policy to the customers.After we purchase the policy they are not giving r...Read More

Playing with customer emotions
Jan 09, 2018 04:05 PM Read
Before 5 years I had purchased a insurance plan from kotak life insurance.but while claiming my policy they frusted me a lot.most of the insurance comapny are playing with customers emotions.while offering us a policy they behave us like they are our family members.but after taking a file from u...Read More

Nice insurance for 15 k earning persons per month
Nov 16, 2017 01:28 PM Read
I had worked as Tele marketing Executive for Kotak mahindra Life insurance.The scheme is super for the customers.They are giving accident and death policy with the same premium amount.The company is having child plans also.Every district they are having the agents.The company giving service to c...Read More

Saving plans are not good in kotak life
Nov 13, 2017 07:15 PM Read (via Android App)
I brought endoment plan from the kotak life insurance through agent , agent not providing good service to me never busy any insurance plan through agents they give wrong benefits about the plans I paid the regular premiums but I received maturity benefit of less than paid premium amount ther sur...Read More

Kotak life insurance
Oct 20, 2017 10:24 AM Read
Kotak life insurance is not friendly insurance company.i make my account in this insurance company but after 2 year due to delay in last two payment they take charges on it.then I send the notice in this problem but they cancel my notice.the don't work is good way.they don't have good rules and ...Read More

Not Friendly Insurance
Sep 12, 2017 11:57 AM Read
Kotak life Insurance is not Friendly Insurance company. I took life insurance from there. I invested bulk amount but there agent misused my policy. He not come for collect premium. I was contact to customer support, but from there no response for my policy. They issuing range of plans before ...Read More

Worst customer service
Aug 30, 2017 03:58 PM Read (via Android App)
Kotak life Insurance company is not a user friendly company for take a Life insurance policy. I took a life insurance policy from Kotak Life Insurance company. The agent was Nirmal Dutta. I invest almost 30000 in 3 years. But after 3 years the agent was missing and he didn't came to collect my p...Read More

Kotak Life Insurance
Jul 30, 2017 11:41 AM Read (via Mobile)
It is a very good company with excellent training, very good team work, excellent support. Get trained by the company to have your own view. Training is free. The products are excellent. Kotak PremierLife Plan is a very unique plan. Term plans have lower premium. This plan is not market...Read More

Lack of effectivesness
Jul 28, 2017 05:06 PM Read
Hello guys today I am here to tell you about this company where I heard that this is best company that's why I make my account on this company but after 3 year due to delay in last two payment they take charges on it. when I send notice about this problem they cancel my request and talk about th...Read More

Worthless service and experience..!!
Jul 09, 2017 05:15 PM Read
As we already know that Kotak Life Insurance is one of the  popular insurance company. But I must say that, there service is useless. They don't work in good way. They don't have good rules and regulation. The staff attitude is also bad. I have an popicy with Kotak Insurance. I have some perosna...Read More

Insurance to Kotak but not to us
Jun 25, 2017 02:29 PM Read
Hello Guys, My mom had taken Insurance policy in this company 10 years ago and from then we have payed all the installments correctly, But from 3 payments we have delayed for this problem they have suspended account and compels us to pay the penalty of 3, 500 rupees for 3 cycles. Customer ser...Read More

Time Consuming Policy
Jun 23, 2017 06:59 PM Read
Hello friends, I am a old policy holder of this insurance company, so there is my personal experience with this company. The reason I am calling it a time consuming policy are: Due to some financial problem I am not able to pay my premium on time for which they have blocked my account b...Read More


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