Jun 06, 2007 07:37 AM
4095 Views
I am using the HSBC credit card for a long time and I am really happy with service and usage.
Some of the features I liked are:
No fuel surcharge on any outlet for purchases more than Rs. 500.
It is really secure to use online. They provided me an online security key(RSA) which makes impossible for any other person to use my online account. No other bank provides this facility as of now.
They support the VISA Secure which makes my online transactions safer.They have good reward point system. They have good value for hte reward points and also have an online catalogue giving options to choose from. Unlike many other banks which do not have any such facility. I also got lot of discounts for using HSBC card on many outlets. I never got any problem in getting the statements.
- I am a heavy ineterner user and their site provides me all the options to deal with. I pay my credit card bills online.
They even show the ammount that is approved and not yet claimed by murchants; no other bank provides this info. I observed this info was available in just 5 minutes of transaction.It is really good tool. They provide facility to pay bills online without any service charges. All other bank I know charge for this facility.
I started getting lot of marketting calls when I first got this card; but all stopped when I had entered my number in the Do-not-disturb list from their site. They respect privacy, I know other banks where they provide this option but the calls never stop.
They even allow to change the billing cycle on reuest. I changed mine once and the same request in ICICI was declined.
I am really happy with this card that I have now used for 4 years.
