Commented on gonsalveses5's review
Oct 23, 2006 02:24 AM
Dear Rajiv, All I can do render my best wishes and pray to God for you :) It seems to me that you have a very hard training sessions and only God can help you!
Answer a simple question, Do your bank give loans to people who dont have ability to pay. If yes!
Why you need 100's of documents, sec...urities prior to loan sanctions.
The difference between your bank and any nationalized bank is,
You hide many things and other respond instantly. That saves time and option for loan seeker to knock other doors.
Where as once a person trapped in your system all he/she get 'Assurance' and later 'No'.
You need to increase your response time, educate your employees to handle your customers and provide a Clear Guidelines (No fine Prints)
Dont trap innocent people just to show 'how capable you are to generate leads'
Instead, try generating Qualified leads, as those gives better conversions.
I hope you must understood, what I meen. :)
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Commented on own review
Oct 16, 2006 06:48 PM
You were the first person who rated this very useful on Jun 18th.
I can easily understand what makes you do so.
Growup, 80% of the mothshut community distrust ICICI and they are not wrong.
Those who incash people ignorance are doing a crime. I will continue my fight :)
Also for your i...nformation, I have over 15 years of experience and every judgement is based on my own calculations, so people like you cant change me.
I dont like this bank and this is my personal right to express it, you have no right to abuse me if I cant think like you or become like you.
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Commented on gonsalveses5's review
Oct 16, 2006 03:25 PM
Rajiv you also proved that you are another idiot employee of this bank, calling the writer a begger.
I feel pity, how you people even dont spare beggers :D
Shame!!
Commented on gonsalveses5's review
Oct 16, 2006 03:23 PM
Mr. Rajiv Avasthi
Seems to me that you are just a kid.
Tell me how many indians are litrate enough to terminology you use.
Capitalizing of people's ignorance is a crime. and this ICICI bank is master in fooling it's customer.
If you calculate the risk management in realterms, most of t...he offers offered by this bank is at high risk. Do this bank care to inform the risk to it's customers apart from fine prints???
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Commented on thakurman's review
Oct 16, 2006 03:07 PM
This bank is useless. I have allied to close my account around 1 year back and not yet closed.
There are more horror stories.
Stay away with ICICI Bank.
Commented on deepakkgarg's review
Oct 16, 2006 02:46 PM
ICICI Sucks and involved in harrassing it's own customers. They have hired people who try to salvage their pride on internet. But it wont help.
This bank should not be trusted at all. !!!!
Commented on clueless_about's review
Jun 19, 2006 06:10 PM
Its not the customer but the system sucks..
Its nothing but a marketing bubble that will burst soon..
Commented on somnathkumar's review
Jun 19, 2006 06:04 PM
Its a clear shock !
Remit2india sucks well.
The only way to stop this malpractice is to report to RBI and other regulation authorities in India.
You can also move throgh Indian Embassy in your country and I am sure your things will be cleared.
ICICI Sucks!! Stay away....
Commented on bargarhwala's review
Jun 19, 2006 05:50 PM
This is nothing but a hype created by so called marketer of ICICI Bank.
It sucks!
You wont get loan from them, if u really need the money.
I strongly suggest not to apply any loan or give your personal detials to this bank. All they need a database which they can sell, Use or bla bla bla
Commented on ehpravi's review
Jun 19, 2006 05:44 PM
These are the basic needs every bank need to provide. Its we put our hard earned money to banks and need flexibility.
have you ever tried making a payorder or draft from their online banking??
i am also a rigourous user of this system and didnt find it useful.
- It took loads of time to l...oad the website.
- The system logs u off if u take few minutes to fill the forms. sometimes it does between the transactions. Horrible.
- Contact support from online banking you recieve the reply in 2 days. That reply too was written by a novice person who fails to understand your question.
- Order a DD or a Payorder.. will take 7 days to reach you.
- Adding a customer or a payee is also not at all full proof.
Worst banking experiance !Read More
Commented on Madhavan1605's review
Jun 19, 2006 05:30 PM
Consumer need ease of banking as well as transparent system.
The way ICICI is moving will definately kill their prospects.
They have hired wrong marketers who are working hard to demolish the image of an upcoming international bank. Take my words.
They have to undersatnd the customer's valu...e.Read More
Commented on akshaj1986's review
Jun 18, 2006 11:31 AM
Go the basics dude. If you really like to project this bank as a customer friendly, never say out of 10, 9 customers are at fault.
Its a consumer who build the trust in the bank, no bank has any trust in their consumers.
This is a place where entire system is under the grip of unethicle marke...ting personals..
Stay away !!Read More
Commented on own review
Jun 18, 2006 11:23 AM
Dear friend [Mr. AkashJ],
If you are new to marketing, go back to the basics again. I have not just wrote the review, without analyzing the facts. Here are few more pooints for your reference:
1. Do bank or their employees disclose the crieteria of approval before accepting the application? Ne...ver. Why not! why waste time of the people...
2. Do you feel a person with 60K net monthly earnings and working in an IT company for last 4 years is not eligible for a credit card?
3. Even if the employees are at fault, its the bank who is liable and should be found guilty.
4. If you have an account in ICICI Bank, why should you take the credit card of Citibank or other bank. Who has time to maintain so many accounts??
5. Emplyees or associates of the bank are humans and they wont just commit anything if the top authorities does not approve that. All of them are just a scapegote and used by bank's think tank.
They say what they are allowed to. Beyond that no one will commit a single word.
I know being a marketing head and over 9 years of solid experiance behind me, how some people are using unethicle marketing techniques and misguiding poor people.
I also like to inform you that bank has hired professional people to improve their image on the places like this.
Lastly, its not me at fault but its the bank who is at fault. I stricktly advise people to go deep into the things and dont just accept the fact which are told to you. It might be a ballant lie and later on you will be held responsible for your decision.Read More
Commented on kamini's review
Jun 04, 2006 12:52 PM
http://www.mouthshut.com/review/ICICI_Bank-102179-1.html
They think customer is a fool. their executives keep on calling you and persue you to have a card, loan and bla bla bla.
They should be nailed on internet and need to post reviews all over the world.
IT SUCKS !!!!!!!!!!!!!
Reviewed ICICI Bank
Jun 04, 2006 12:42 PM
2586 Views
(Updated Jun 04, 2006 12:42 PM)
I am frustrated with ICICI Bank They are nothing but a bunch of people who tells lie after lie. They dont understand the value of a customer and waste their time like any thing. Banking with them is a an experiance from hell.
I have many stories with suffiecient proof, but I like to highlite ...Read more
