Aug 28, 2016 05:54 AM
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(Updated Aug 28, 2016 05:54 AM)
The first step in saving money is to know how much you’re spending. For one month, keep a record of everything you spend.
Taking into consideration your monthly expenses and earnings, create a savings category within your budget and try to makeit at least 10-15 percent of your net income.
Setting savings goals makes it much easierto get started. Begin by deciding how long itwill take to reach each goal. Some short-term goals include.
Different people have different priorities when it comes to saving money.
Make saving money easier with automatic transfers.Record your expenses
