Generally everyone have some hesitation to invest in mutual fund because it's subjected to market risk, including me so that I am approach a financial advisor before invest in mutual fund.He clearly explain to me the benefits of mutual funds and he suggest the reliance mutual fund is the one of the best one.So now I have invest in two various scheme in reliance mutual fund both are tax benefits.one is for my child education investment ELSS, another one is reliance retirement fund for me, both are long term investment.Minimum you get 12% return.If you think to invest in mutual fund its right decision in your life.If you choose reliance mutual fund its purely right decision.