I use paytm in last 1 year. This is a great app for money transfar. It esay to pay money in any other paytm user or recharge your mobile. I also paytm in online shoping . It is easy to connect to your bank account , transfar money. It also give many type of promo code. Using this promo code o get case back, and free money form paytem. Even when I got any problem I call customar care and they solve this problem soon. This is a gerat app .