Now adays there are a lot of online wallets, from the date of demonetisation and it has become a mandatory cause to carry an e-wallet around. But long long before that Paytm has its history of bringing it into trend and comforting shopping, paying bills, recharging etc. I had a friend of mine who started a mobile recharge shop recently and had to close it just because of paytm. I think in this era, nobody would have the time or leisure to go to a shop outside and recharge, when you can just sit anywhere, hall, kitchen, bedroom and even bathroom and recharge your phones. But paytm has its courtesy of even shopping, movie ticketing, flights, railways and cabs! One stop shop for everything. The paytm wallet to bank transfer is the most useful thing for people who do not have mobile banking services of their respective banks. And last but not the least, they are just about to launch their BANK, in Noida which will spread across the nation, from the next month soon.