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MouthShut Score

22%
1.42 

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Need suggestion on PNB Metlife smart platinum
Feb 23, 2017 05:21 PM 30439 Views

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I would like to know about the percentage return from this policy. However, I have been told that there would be at least 14-15% return per annum on my premium deposit. Is this true?


Secondly, if I deposit 1.00 Lac per year for 10 years, on maturity PNB will pay me 22.50 Lacs


if I deposit 1.00 Lac per year for 15 years, on maturity PNB will pay me 49.98 Lacs


Is this true?


Thirdly, If I keep 125% of money with PNB, my insurance will last till 99 years.


If I can withdraw 50% money and rest opt for pension plan for me and my nominee.


Seriously, after reading the reviews, I am really very much confused rather scared to go for PNB Metlife.


I really, do not wish to block or waste my hard earn money.


Somebody, please clear my doubt and advice. I shall be highly grateful.


Thanks


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