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HSBC Visa Credit Card Image

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31%
1.68 

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Lac of response and untrained staff
Jun 12, 2007 01:26 AM 2779 Views

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I hold a credit card with HSBC bank and have an internet bank account


with the bank. I forgot my password 8 months ago and since


then I had been continuously calling the call center for the password.


I was paying my credit card bill based on the sms they send to my


mobile phone. I asked them to atleast send me a physical copy of bill


to my address they neither send it nor am I able to access my internet


banking account. I finally got my password 2 months back which was


illegible and the second one a month ago.


When I tried to login using the password and the security device No, I am getting the error message


as "PT5" I had been calling the call center on a daily basis and they


were never able to resolve the issue. I wrote a mail to info@hsbc.co.in


and was given a reply asking me to have a demo of the internet login. I


had been using their internet banking for the past 3 years and today


they are preaching me to have a demo of login! I also mailed to the so


called Nodal officer about the issue at nodalofficerinm@hsbc.co.in It


was written on the website that I would get a response from him within


7 days but it had been 12 days since I mailed!


I finally went to their branch at Hyderabad and was guided to the 2nd


floor where in I was told that they are helpless and the call center is


the only option. I told them about the helplessness of the call center


and asked for their advice. the advice given by the executive present


there is to default the payment and when I get a call from the bank,


put forward my demand of internet banking and the problem gets


rectified. I called up the call center to seek their solution finally.


I was put on hold for almost an hour and finally got the response that


I would be sent with a password again.


The actual problem lies in their


system. As the error message clearly states that the password or loginid


is wrong in case we wrongly enter a password and not "PT5" none of the


executives are in a position to tell me what does the error message


"PT5" signify. This is the way the so called global bank trains their


customer care executives. I request the concerned people in HSBC to


react before I go to court. I guess its a consumers right to get the


bill for what he has to pay and not a mere SMS. I was vexed up of the responses by the executives and even scolded the personnel for which I feel very sorry but who cares about the agony faced by me for the past 8 months... its the 9th month.


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