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HSBC Visa Credit Card Image

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31%
1.68 

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Adroitly using a technicality
Dec 01, 2009 06:41 PM 2264 Views

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HSBC cards had an offer for the period from June to Aug 2009. You were required to spend a certain amount within 3 months to get one benefit, and a certain amount within the first month to get another beneft. Another condition was that there should be a spend in each of these months.


I spent the required amount, charged to the card, in June and July. I also had an ongoing standing instruction to debit my card every month. I did not have any spend in August, but the card did get charged for the monthly installment.


However, the company is denying me the gift and bonus points that I think I am entitled to, claiming that the standing instruction debit is not a "spend".(Then what is it, pray?). They are merely using this as a technicality to try and deny cardholders what is rightfully theirs.


I have decided to use my reward points and close my account with HSBC.


I think that what they are doing is not right. I leave it to you to form your own opinion. Perhaps you can leave your comments and let me know whether they are right.


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