May 22, 2016 07:27 PM
8441 Views
1) I am using this credit card since last 1 yr. I got to know about this card when searching credit card by googling through bank bazar. After put my data and salary they advise me to apply for this card.
At the time of verification, company repesentative start me to conveince about purchase health insurance and wallet card holder policy take. Thats a good business policy of HDFC bank.
2) Billing wise good but they having some hidden charge but little small. Like processing fees card fees like that every month they cut. It 1 rs, 2 rs, .66rs etc. Most of people ignoring that.
Redeem point is good though me not yet claim my 3000 points.
They initial gave me limit 50k and 20k cash including that.
3) Good offer always there for online marketing and utility bill payments which me paid with Paytm. Both working at a time.
4) Remember try to pay with in 50 days of transition either interest rate is high. They told its 4% but its high. If you borrow direct cash try to give back with in time.
Most of online shopping company accept this card with good cash back offer.
Over all experience is good.
