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HDFC Bank Visa Credit Card Image

MouthShut Score

33%
1.94 

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Bangalore India
Worse Credit Card ever! Pathetic customer service.
Nov 16, 2012 06:03 PM 5753 Views

Customer Service:

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  1. They sent a mail conveying about 3 months payment holiday. It was too good to believe so I called the customer service and confirmed as well. But within a month, they started levying late payment fee / interest / cess and so on.




Also started receiving calls / SMS from recovery agents. When I called the Customer Service, they changed the entire story. Although I had the reference number, they  had no idea about this feature.




  1. Customer Service - Every time I make a call, I get contradicting information. The customer service desk has a set of incompetent and uninformed representatives. They are absolutely useless




Please refrain from applying / using HDFC Credit Cards. They have no benefits whatsoever. And even if they say they do, its only bogus and too risky to believe them.


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