I never encountered with such a worst service provider ever, in my life. I had applied for a credit card and that too on the request of the bank itself. Despite the fact that I satisfy all the requisite eligibility criteria. I have not been provided with the credit card yet. one of the executives of the bank has visited me and after complying with all the mandatory conditions, he collected my documents. its been almost six months since then, I have not heard any news frim any authorized person associated with the bank.