diwakar3897's Timeline

Reviewed Tips on Credit Card Charges

Credit Card Charges

My advice goes here: Always pay your minimum amount well before the due date to avoid late fee in the range of Rs 300-500. If you can't pay the whole outstanding amount, then just pay minimum amount. Because, any amount greater than minimum but less than total outstanding will incur equal ...Read more

Like 1

Comments 0

Reviewed Tips on Credit Card Balance Transfer

A-Z of Balance Transfer

I will tell you about one of the most lucrative schemes of credit cards and how can you take the most from it. Well, Balance Transfer means that you can use one of your credit cards  (If it has this facility) to pay your other banks' credit card outstanding. Q1) Why Would I want to do that? ...Read more

Like 4

Comments 1

Reviewed Axis Bank Visa Credit Card

Good Card

The card is good for me. I am using it from 2 years and never have faced any problem. Main thing is to use any credit card with utmost care. Some points to be noted for credit card usage: 1) Don't withdraw cash from ATMs until it's your last option on earth. 2) Always pay at least the m...Read more

Like 4

Comments 3

Commented on pranavmishra803's review

Worst customer service ever
Axis Bank Visa Credit Card

Hey Pranav, You should have read their T&C before using. I feel bad for you as you were charged Rs 4000 just for Rs 400. But, that's the way it works. If you can't pay the full outstanding amount before the due date, just pay the minimum amount. Any amount greater than that but less than total outs...tanding will incur same interest as they charge interest on total outstanding if you are even Rs 1 short of total. And Yes,I don't think any bank will call and tell you to pay the Bill. Max they do is send one mail which contains the bill and one message.Read More

Commented on sanjukh68's review

Don't go for axis bank credit card!!!
Axis Bank Visa Credit Card

Hey Sanju, It seems this was your first Credit card. You need to understand that its a credit and not debit card. For ATM Withdrawals and all you will be charged Cash Advance Fee on any credit card and not only on Axis Credit card. Yes, it is true that there are many T&C for it and its our responsi...bility to understand those before using the product. I am also using this card and many other banks card too. I have not faced any such issues.Read More