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Biggest fraud
ICICI Lombard General Insurance

@ krihar ,Rupesh and All .. thanks for your ratings/comments ... Few more things I want to addd - 1. Don't be trapped by the 'Key benefits' items liste on lombard site. The Actual Terms and Conditions are hidden in very small font link on their website, I can bet you can not find this Act...ual Terms and Policy ' in 1 hour.... You will only come to know when you face a problem and customer care will ask you to go thru it.... If you really want go thru their smart document - try to find 'Policy wordings' on the page and it's in Zip format.. http://www.icicilombard.com/Content/ilom-en/Downloads/PolicyWording/IndividualPolicywordings-new.zip 2. And once you go thru doc. you will realize that these clever bast@rds has desiged the Terms & conditions in such a way that they will never have to pay a single Rupeee but you will surely loose in Lakhs. 1. They mention on their site 'Cashless' - These 'bast@rds' do not have any local office in US/Canada. They will force you to pay money from your own pocket and make you suffer and deny any claim once your'e back in india. 2. They steal or displace your originally submitted medical records, if you courier to their head Mumbai Office... Make sure you take a scan/xerox before you courier the original. You will loose money in International Calls / follow ups because they will ask more details and so on and finally after a year long chase will reject your claims More details can be found on my blog also... http://1947india.wordpress.com/category/money-matters/Read More

Reviewed ICICI Lombard General Insurance

Biggest fraud

ICICI Lombard is the biggest fraud in Travel insurance sector, they will never refund if you fall ill abroad.- It was cashless policy but ICICI denied and told me to keep all the documents for reimbursement later. I paid INR 90, 000 from my pocket to the Hospital in USA. Later after coming back ...Read more

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