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Home > Personal Finance > Tips on Credit Cards > Tips on Credit Card Application > Applying for credit card is easy
Tips on Credit Card Application
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Hi friends. As we know we all need credit card some need for use and some need for like I have a credit card so guys first of all u need to know your cibil score if u want to apply for a basic credit card if ur applying for first time u need to know your credit score your bank account transaction if all is in good condition so you can easily get the card but if you dont have good records with bank then maybe your application got rejected and once your application got rejected you have to wait for six months to apply again so be carefull and think before you apply for a card apply according your need and your income guys if u get higher credit amount and you spend much money and if u wont able to pay within period you have to pay som many charges which are very higher and dont ever withdraw cash from your card you have to pay alot of charges if you withdraw and always try to get a physical copy as a statement there are many benifits of having credit card you can use money and pay in 50 days u can purchase your favourite product on emi you get many movie vouchers and discounts on dinner and many offers from online store on your credit card so if you can afford it just go for it or if you want it like yes I am having an credit card my advice is dont apply.
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