Sep 21, 2016 12:30 PM
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Withdrawing money from an ATM is a quick and convenient way to access your money, especially during a cash emergency.
While the usage of ATMs has increased significantly over the past 10 years, fraudsters have become more sophisticated in their methods of trying to steal funds from bank accounts.
You may not have time to thoroughly check an ATM before inserting your card, but there are a few quick and simple things you can do
1.Only use ATMs situated in well-lit and busy areas, particularly after nightfall. Preferably, use an ATM located indoors, in a bank or building society branch, or one that is monitored by CCTV.
2.Always place your hand over the keypad to act as a shield while inputting your PIN.
3.Avoid inputting your PIN if there are people too close to you and never reveal your PIN to anyone, not even bank staff.
4.Fraudsters essentially require access to your PIN to obtain cash from an ATM with your card, so always make sure you protect it.
5.It doesn't matter how inoffensive, friendly or gallant someone may appear, never accept help from strangers.
6.If your card gets stuck in a machine, do not leave it there. Report it immediately using your mobile phone.
7.Check all cash withdrawals against your bank statement and keep receipts from the ATM to check back against your statement.
8.Always select'yes' if a cash machine asks if you require a receipt. Doing so will mean you have evidence of the transaction in the event of making a claim to your bank.
- Keep all the receipts with you for future reference.
