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Seeking clarity on Home Loans..
May 07, 2011 08:34 AM 8578 Views

Need some help regarding home loan.




  • Shall I go for a private bank, eg HDFC etc, or a Nationalised Bank, eg SBI etc.




  • Shall I go for fixed rate or adjustable rate?






I also got to know that at HDFC, in case of construction linked plan, the actual EMI starts after the disbursement of full loan amount & till that time the customer keeps on paying one or the other charges. Is that true?


Thanks in advance for your advice.


Regards


Sumit


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