Feb 10, 2009 08:17 PM
5967 Views
I read the reviews on SBI services by different members. I sympathise with all those people out there who trust these bank officials blindly. We simply hand over the papers to the official out there without checking anything, put our signatures and go again on the fixed day, get the FD and lock it up in our cupboard. Wait! I advise you check out everything.
My FD was renewed on a lesser amount( some Rs 2000/= approx).
I usually get it a Xerox but of the new one, not the one that I give for renewal or to liquidate. This is a recent habit.
I was once tried to be cheated though not deliberately. Sheer carelessness. I was saved only because I had a xerox copy with me and I checked it out suddenly with other entries quite accidentally.
The FD I am talking about is the last one my late father had taken with me as the joint holder. After his death I was obssessed with this particular one because he had taken it exactly 10 years ago on the same month he died. I used to look at it very often, remember the day we had gone to open the locker.
Memories came flooding whenever I saw the FD, thought of that particular day we had gone to take a new locker and had taken this FD against it as a security.This is how I had almost memorised the maturity value.I renewed the FD for the exact amount( I wanted to hold it all my life and I wish I did not have the need to let it go, not even renew it).
One day while checking out the entries I found one particular amount unfamiliar. On checking out all the entries I found the FD amont to be at least Rs 2000 less.I took the Xerox to the bank and tried to reason. In the beginning they even refused to correct it. On insisting they gave me excuses I don't remember because they did not make any sense. And I had to go there at least 5 times for no fault of mine. So, please beware!
