State bank of india which is indias most useful bank which there are branches all over india and in all city state there are ATM of state bank of india.
But that not means that you charge to many charges with the normal people.
I have a current account in sbi vithal udhyonagar branch now they charge me 100 rupees avery month because I dont have 3000 rupees in my account.
Now think they give 4% intrest and they charge 10% with us as low maintainance balance.
Then how can a student can have 3000 rupees in his wallet.
If they charge every month how can a student can fulfill his need so I didnot prefer this bank.
