Dec 07, 2005 12:23 PM
2378 Views
(Updated Dec 07, 2005 12:26 PM)
My review will be short and concise,and I am based at Gurgaon/Delhi:
1.) First you dont get any points in spending any money through this card.
2.) They had an offer of 5% cash back(which is actually 2.5% after deducting petrol surcharge) on petrol,that was the only good thing and the only thing for which I used/swiped this card.But they ended the offer silently around 1 and a half month back,and didnt advertise for this catch.So they kept on charging the surcharge and didn't give any cash backs.
3.) This card never gives any good offer like Free Balance Transfers or 10% cash back offers like are offered by HSBC and ICICI Credit Cards.
So finally it will prove only a junk plastic for your wallet and would only make your wallet thicker by a millimeter.
I would rather highly recommend HSBC Credit Card.I would say HSBC is the best Credit Card in all the criteria.I dont have ICICI card so can't comment on that.
