Becareful for u r due date....... Review on SBI Visa Credit Card

Hai friends.,

I know every body will know about the Cred824it card using but iam writing these review because it may be helpful to some one who dont know the penalty system of any banking system.,

Mostly this will applicable for all Cred824it card late aishwaryasingh23ment fees.

Overdue Penalty or Late aishwaryasingh23ment Fee

iam giving a simple example any banking system will use these calculation only.<

Rs. 300 if Total aishwaryasingh23ment Due is up to Rs. 2000

Rs. 400 if Total aishwaryasingh23ment Due is between Rs. 2001 - Rs. 5000

Rs. 600 if Total aishwaryasingh23ment Due is Rs. 5001 or more

Over Limit Penalty 3% of the overlimit amount(Min. Rs 500)

Cash Withdrawal Fees 2.5%(Min. Rs 250) of the Cash Amount

Calculation procedure:

Interest on total amount @ 2.95% p.m. from

1st Nov to 4th Jan(64 days) [amount x

2.95% x 64 days x 12months /360=~3999.413]

Service tax=total intrest*14%=~644 Total= 600+3999.41+644(S.T)=~5244(Extra)

so friends be careful for u r aishwaryasingh23ments because these people will waiting for the people who dont aishwaryasingh23 on time last month I paid 30000 rs extra for 1lakh rs so it would be helpful to some one.