Oct 22, 2016 09:35 PM
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(Updated Oct 22, 2016 10:23 PM)
Myself a person living in mumbai, working in private firm.
Once due to personal work I went to SBI.
A guy sitting over there offerd me a SBI credit card Simply Save/ Simply Click.
As it was with minimum fees a accepted the proposal.
Next Day a guy came to my office and collected my documents.
(I was earning 6.5L /yr that time)
While collecting documents that guy assured me that I ll get card within a month.
But 2 days after I got call from SBI stating my application was rejected and if I want credit card I need to do Fixed Deposit of Rs. 20, 000 in there branch.
Surprised.
I had Bajaj Finserve loan which I had cleared without any due.
So most probably no issue of CIBIlL
I think SBI&GE just love to collect documents from peoole and NOT to issue card to them.
Also I have observed SBI gives card without any problem like my Boss(40La/yr) those high end cards.