P& M bank is first Bank, I am not aware about the policy of minimum balance maintenance further none of employee inform me about this policy of bank. after some fewmonths I was charged heavily and without informing me or without any warning or reminder which was somewhat annoying. due to this I lost my earned money in the hand of cheaters. when I contacted to authorities about the wrong charges and explain them all about my situation, they clearly refused to do anything form me. I do not like this policy of minimum balance maintenance in your account, when all government sector banks does not have this kind of policies. only thing where government sector bank is facing some kind of lacking in their services are not as competitive, might there is also such types of policies and high charges as these banks bound money of customer and make their profits. I do not know whether it was case with me only and what is present situation of the bank as after my bitter experience with bank service I never contacted them and closed my account there.
Dont use it if you are low earner.
