Pockets by ICICI bank is great application for creating visa credit card easily but it takes very much time for processing every single step. I am saying about opening saving account, KYC process, Cashback process, Referral program process and physical credit card process.
Every time it says that it will take upto 15 working days and that is not so good. There are many others for competing it like Lime by axis bank, Digibank, Digipurse. So that will be not first option for everyone.