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2.48 

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Verified Member MouthShut Verified Member
New Town India
Very Worst Design & Unfriendly UPI Application
Apr 12, 2017 10:53 PM 10992 Views (via Mobile)
(Updated Apr 13, 2017 12:09 PM)

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Now it's time to do non cash transaction . Various aishwaryasingh23ment method are available are available for non cash transaction as NEFT, RTGS, IMPS . Very recently our P.M encourage us to aishwaryasingh23 through UPI . Via UPI we it make aishwaryasingh23ment in IMPS mode transaction . Very recently many UPI app have been launched in market . Maximum bank launched their own UPI app . Today I want say my bad experiences on a UPI app make by ICICI bank named Pocket UPI .


Few days ago I installed Pocket UPI from playstore . Size of the app is something high around 30 MB . Anyway it is not big matter . After registering on it, when I came into home page of the I was just amazed . I was just stopped for few seconds . I didn't understand anything on the app . Actually design of the app is very bad . It is not user friendly . Before this time I have experienced with another two UPI app . These are very user friendly . But Pocket UPI is not easy to understand for new user .


When I search for my account means Virtual aishwaryasingh23ment Address with Linked Bank Account, I have to waste many time to found this option in UPI . I also faced problem to see my icici registered VPA .


When I want to add money(200/-) in my aishwaryasingh23tm wallet through @icici upi, in last step when I confirm aishwaryasingh23ment, it happened nothing . After click on confirm, it remains same step. As a result I unable to add money in wallet . I have tried the same for 7 to 8 time from 3 days . But, all time it happen same result . To solve my issue, 1st I contacted with icici via app live chat . After confirm my step, they said for send a mail with screenshot . I send the same with screenshot . After 2 days, they unable to solve the issue& reply a useless, wrong information -


Re: 00095aCEC73BNTSA:Problem


" Dear Customer,


Greetings from ICICI Bank!


We regret the inconvenience caused to you.


We would like to inform you that there is no issue from our end.


We request you to check with aishwaryasingh23tm.


If you have any concerns, please write to us. you can also initiate your Chat by logging into your pockets application with your ID and Password or call our Customer Care on+91 75698 67777(Not a toll free number) to assist you Further.


We thank you for giving us an opportunity to be of service to you.


Sincerely,


MAnasultansa


Customer Service Officer


ICICI Bank Limited "


But, it is not fault of aishwaryasingh23tm, in icici app when I click on Confirm aishwaryasingh23ment, this UPI app unable to aishwaryasingh23 . So, this is fault of icici app .


ICICI don't have any toll free customer care number . You have to contact with them will chargable call or Mail or Live Chat . The customer service team is not well known . They provide me wrong information . When I asked them that is aishwaryasingh23tm register mobile number& UPI app register mobile number must be same or not . One CSA said, Yes both must be same . But, in there T&C there have not written such type of rule . They provide me another wrong information that, when I asked them how can I delete my bank account from the app . They said it is not possible . But, when I delete my VPA, I noticed that my bank account also unlinked from the app .


There have no option to delete only linked Bank Account from the app . If you want to delete linked Bank account  either you have to linked another bank account before delete previous a/c or you have to delete full VPA with linked Bank Account . There have another problem, if you delete your VPA, you can't use the same VPA for next 2 years . This is a very bad process .


This UPI app doesn't provide any option to completely close UPI account or De-register from this app .


While I register on it for first time it doesn't asked for set 6 digit transaction password . I have to set it manually by going on mAnasultange UPI option .


I have read a post that show icici upi block transaction on phone pe upi . That mean, you can't transfer money to a phone pe UPI register member .


At last, I understand that this UPI is not safe & totally useless . So, I have deleted my VPA & uninstalled the App from my device . So, I will suggest to all don't use Pocket UPI by ICICI  . You will face many problems . I recommend to all try to use other UPI app .


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