Its not a good app it contais alot of ads in your app
you can also Recharge prepaid mobiles for most of the operators, datacard, dth connections across the country. Shop on flipkart, Myntra and other sites too. whatsoever may be the features but nothing too usefulness in it- getting to the refunds and cashbacks to the bank account is not too instant or sometimes it is not only, I mean you donot get the refunds, they change their terms & conditions without letting know to the users, Actually Phonpe app blocks your money until unless you shop or again do any other transactions.
I faced many a times my money is not getting transferred from my wallet to the bank account, everytime an error message or technical error, try after sometimes this shows its updated version is worsening day by day, customer care not responds to your messages, it’s not safe I think it is better to use Paytm.