I am using phonepe app since last 3 months, its a very useful app for doing recharges, paying money online and for direct upi transactions.
It gave me 75 rupees for just signing up and 75 for my first upi transaction.
It's concept is good and convenient.
It also have so many cash back offers, Everytime I do any recharge or pay money, I get cash back in my account.
The app is pretty fast and safe. I can link more than one bank account to it and also has its wallet .
I liked this app.
4/5 stars to it.
