Hii friends.paytm is good concept for all sides like a bill payment, dish tv recharge, paytm wallet etc.
This concept is very easy to use.
Paytm layout is very good disine, like a home icon, passbook, pay, add money, accept payment etc. in this app easy to share money on mobile no this function work on pay button then add money this function is very good because I don't have any limitations to add money on paytm wallet.
Add money paytm wallet and easy to send bank account etc.Most important think about this app is we can easy to shop this app.and history shows transaction like a passbook.