Paytm has the concept of transferring funds to shopkeeper, friends, company, familyetc.
It is just simple it is very similar if u have used paypal .
In this the money comes in your wallet through your linked bank account in the app and then transferred in thier paytm account .
It layout and design is simple and easy to use and and many products are available as it is a shopping sit too.
It is the best way to do transactions nower days as we dont have enough cash and everyone now days uses paytm.
Paytm karo Atm nahi
