In one sentence, paytm is one kind of atm. In most cases, it gives the fecilities like atm. It is a system which helps India to be cashless. Paytm is so usefull where one can recharge mobile ballance, can shop in online, can transfer balance to bank account and also can take balance from the bank account. I just have started using paytm and in the mean time experienced it's outstanding features. On the starting uses it provides many offers . The most famous is it's cashback offer. It is very easy to get paytm in your mobile. Just open playstore and go for paytm. Once u install the app , u would be overwhelmed in using it. So now everyone should say- ab atm nahi paytm karo
