Paytm is type of money batua tahts cold mini bank.and all type of person easily used.risk free system.using your mobile number and email ID. Add some money to your Paytm Wallet using netbanking, debit card, or credit card. To transfer money to someone else, select the 'Pay or Send' option. You can make payments to others or to bank accounts on Paytm by scanning a QR code.