I am using this app from few days.my friend recommend me to install this app.i install paytm .i found some useful fuctions.i also found that its need to improvement .if I will transfer money from paytm to other account .chatges are 4% .
Its is too costly I think.
Upi is good option for money transfer.acording to paytm.in upi I will pay .50 rupees change for transfer money .so which opion is best for money transfer.acotding too me upi is best for mony transfer.
Thanks
