Paytm is good only for online payment transitions .
It's not good for transfering of money to bank because it take charges , while upi app don't take any charges .Shopping on Paytm.com is worst all products have high price rate compare to Flipkart.com, Snapdeal.com & Amazon.in .Customer service is very bad.Paytm don't have any tollfree number. Delivery time is not fast as flipkart & snapdeal .App design is quiet good.
Service support is very poor .
