Paytm the coolest app now overr 100 millon of downloads are done bY users concept is so cool bcoz online payment is best way of transiction
Paytm is now best digital wallet nOw for payments of mobile, electricty, auto , taxi etc. But they smetime cheat the cashback coupon dont work .and sometime the debit card card not works
And if U are booking ticket on irctc then yo r fooling ursrlf beacause it takes irctc charges+ paytm booking charges and the promo code which u r applying then some amount of money they will cut fr patym booking charges , then they will give u cashback .and they are in profiit .so my advice is to book ticket by geniune sites irctc, redbus etc.
But for mobile recharege it is best no extra chrgs and u will get cashback also by applying
Atlast I wanna say it is good app for minimum uses!