Oct 27, 2016 07:27 PM
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Paytm is an India based e-commerce website located in noida. U.P. launched in 2010. company started with offering mobile recharge, bill payments and gave cash back offers, then slowly slowly company connected with Flipkart, Amazon.com and other e-commerce site now these day's you can book a movie ticket and bus ticket with paytm it seems so easy some time in a fact it is. but there is some negative points in paytm and some other wallet service provider, but here we are talking about Paytm only.
Benefits:-
if you shop online no matter through mobile or desktop it is good defiantly good for you, now you do not need to go to your online bank for internet funds transfer, just transfer few cash once in paytm then use paytm wallet, now you need not to worry of hack of your account.
you may get cash back on purchasing through Paytm, it's available on small buying too. so don't need to big buying.
now in major cities mostly shopkeepers even small vanders are also accepting payment through Paytm, and it save your 1rs when you are sposed to pay 49, 99 or any other odd number.
Drawback:-
1.the biggest negative point is mobile connectivity. we better know what mobile network oprater is offering. I mean if you are in mall or basement you may loose signal in that case it seem awkward. I wish it may available offline one day.
you can asses paytm in major cities, rural areas you can't think about.
well what if you have good balance in your wallet and you lost your mobile. there is chances to misuse of your money.
4.this app is available in smartphones only and in india there are several peoples are using simple phones.
over all Paytm is good, as now you can shop through paytm but I don't think it is that good that I must talk about it.