The company is fraud .they take my money .and did not refund it.they will not respond also.ig anybody doubt pls try their tall free number none of them are active.i mean they should solve problems that id not there at all .fraud people.Sir I started using paytm 1 of all you cannot call them from anyother telephone misguiding by their staff Mr. Rajiv saying he will submit online he never does , 2 No tie up from BMC payment of water , Licence etc. No Cashback recd. Till date. Please stop using paytm