Paytm app is good. but remember its dilliwala thug who will take away with ur money.
its jugad app where there is 0 or nill security.
I used paytm to pay 2k to a person.
I had 10k in my wallet.
After a week of transfer on checking my history to my surprice 2k was deducted twice.
some bug in sw it seems
I contacted paytm for this they directed me to a blog.
please be aware paytm doesnt care about ur mone
its just a jugaad by dilliwala to earn some bucks
I learn a lesson dont put money in wallet
andd use paytm fr money transaction