I started using paytm from november 2015
At that time they used to give a lot of offers on recharge and payment.
Still they give offers but not like before.
With the help of paytm I used to pay mobile bills of all my family members and friends.
At that time I used to do a lot of recharges around 5000- 6000 per month and earned a lot of cashback.
For 4 months I didn't have to pay my mobile bills it was all paid from my cashback money.
I still don't have any shopping experience with it but my cousin sister had a lot of experience using paytm.
She used it to pay for almost any transaction she does in a day.
She had a lot of shopping experience as well she told me that all of her shopping with paytm had gone well with lots of cashback.