I've been using Paytm for almost a year now. I use it for paying my Internet bills, phone recharge and even Tatasky recharge. A few weeks ago, I noticed that slowly, amount has been deducting from my account.
My bills are pretty clear and nobody else uses my phone. I tried to contact the paytm team but they never responded. I have stopped using it altogether.
I'm not sure where the money went but I'm not going to trust these apps again.