This first app which was made for online transaction .in this app u can link your bank accout it is not necessery link bank accout.it is safe app whithout linking bank accout you can perform transaction.u have to give ur gmail id and have give your moblie num for conformation the transaction will perform on your mobile num .you can payout on shop by scaning qr code or write the shop keeper paytm num for payment.losts of promocode r avilabe to get money , so many types of opption which give u cashback , win games earn money, an many more items r avilable.or if u want to free paytm cash wqcth bideo on youtube .download this app it is very good app . #thankyou#