So am a regular user of paytm.
Earlier they use to provide a certain percentage of cashback on almost evry transaction u do using dere wallet.
Over the time, dey withdrew most of the cashbacks, which is acceptable as u cnt xpct cashback always.
Bt wat irks me up is that they advertise upto100% cashback for most of ther merchats whr there wallet is acceptable.
Ohk this upto is a big catch.aftr several transactions, d maxm I have got is 5% cashback.and believe me I use paytm almst evrywhr. And not once forget 100%, not evn 10% cashback is credited. Highest was 5%.
So better try other wallets, if they are providing a clear fixed%. As I switchd to mobikwik for some merchants as cashback ws fixed at 6 or 10% depending on merchant