Paytm wallet is a good digital payment app for paying bills and transfering or receiving money. We can add amountvfrom our bank through debit, credit card or using net banking. Now this balance could be used to recharge phones, dth also giving money to the other who are using this app. The transactions are done quickly with in seconds. We have number of options like checking paytm balance, accepting balance also doing recharges. We have promo codes for every recharge through which we can earn cash back or discounts.