Apr 19, 2018 05:10 PM
1633 Views
I joined paytm using my mobile number.It is free to join.I am a regular online user.So I needed a online transaction wallet.So I chose paytm which is easy to use and user friendly for new users.The transaction as low as 10 rs can be done immediately.Concept of paytm is nice.The layout and design such as passbook, adding money, summary of transactions is easily accessible.Security is good as paytm generates OTP(one time password)for each transaction.Mobile recharge is easy which has become a necessity nowadays.Paytm provides cashback for paying electricity bills, gas bill etc.Promocode is provided to get cashback.The only drawback about paytm is cashback can not be withdrawn to bank account.Cash back can be used for recharging, paying bills etc.Anyone from the age of 18 to 65 can handle paytm easily.I recommend paytm for small transactions. KYC documents are needed for higher transactions.Upto one lakh can be maintained in wallet.No minimum balance like savings account in banks has to be maintained which makes it more convenient.People are moving to online transactions to avoid carrying cash.Paytm provides relief to those who wants to get rid of tension carrying cash while travelling. Paytm is also useful in transferring money to play online seasonal fantasy games like IPL safely and quickly.Even school students who use mobile these days can chose paytm as their source of money transfer but with parental guidance.Paytm suits for those who want paper less transactions.I have done paytm transaction and so I recommend this online money transfer method which suits especially indians like us.
