Good app but lacks in feature.... Review on Paytm Payments Bank

I m using paytm payments bank from a long time and I think it have some good features but lacks in very other aspects as compared to its competitors.

The demerits that I found in the app are as follows-

1. I think it doesn't have some features which a payments bank should have like paying through internet banking. Yes it does not give you the facility of internet banking but many other payments bank in market providing you this facility.

   
   




2. Interest on the money that you have deposited is also less it gives you a interest of 4.5% but some other payments bank gives upto 7.5% interest per annum.

   
   

Merits of the paytm payments bank-

1. The main thing on which paytm has a edge over its competitors is paytm has tied up with various companies and you can easily pay to these companies through paytm. Paytm has tied up with various countries like. IRCTC, Zoomcar and many more and you can find a large number of otfers on it too.

Hope this review will help you.