Paytm payments Bank came into existence just 4 months ago the concept is very good it is totally and online bank which offers very high rate of interest of 12% on your deposit you can also a whale free debit card and a checkbook if amount in your account is above 5000 rupees.
Layout is very user friendly as it is created by India's number 1 payment wallet Paytm. If we talk about range of feature it is not up to the mark because it's a new bank it does not support upi payments you can transfer money in your account via NEFT with a charge of 3% per transaction which is very high.
It is far better than other bank if it solve this issue you can also apply for education loan home loan and insurance policy etc.from Paytm payments Bank.
