1.if you have only one account in a profit making bank, i recommend you to use paytm bank as well because, sometimes banks remodel their services resulting to assistant down ( example canara)
If you need to have free upi, neft, imps services. I individually use UPI more through paytm bank. It's backing upi apps.
Bronze free and fast service. Canara bank takes time some time nevertheless not Paytm.
This account acts as backup account for easy life
don't opt for physical card, already you got already from the economic bank.
Keep below balance
5.when i go to a shop. I will be higher confident to pay through paytm bank comparatively than my profitable bank.
Paytm never fails, except Internet decline