Its very bad if you have any online income because they ask you for your own card number and apply income tax even if your income is 1500 or around. Paypal is very good if you have any online income and you earn on daily bases its gid fir you than but they deduct more tha. 69% if your income.
Paypal is not for Indian users its very bad for Indian users to encash your money.
Don't install PayPal app because when you install it will install handful virus and proxy which will down your phone.