I have a salary account in kotak mahindra bank since last 1 year.Since last 1 year I am using kotak app.
Its very easy to use.You can transfer money very fast.Its very secure and safe because it use encryption technology.
So our account information are safe and secure with it.
You can do recharges with in a minute just like another recharge apps freecharge, paytm etc.
If you have a kotak account I would suggest to install this and use it.
Thankyou
